Terms & Conditions

1. Introduction

Welcome to FinanzWeg. These Terms and Conditions govern your use of our website and the financial literacy and budget allocation services provided by FinanzWeg. By accessing our website or engaging our services, you agree to comply with and be bound by these terms. If you do not agree with these terms, please refrain from using our services.

FinanzWeg is a financial advisory service provider located in Essen, Germany. We specialize in helping clients manage their assets, plan budgets, and achieve financial stability through professional advice.

2. Definitions

In these Terms and Conditions, unless the context otherwise requires:

• "Company", "We", "Us", or "Our" refers to FinanzWeg, Berliner Straße 45, 45127 Essen, Germany.
• "Client", "You", or "Your" refers to the individual or entity using our services or accessing our website.
• "Services" refers to the financial consulting, budget planning, allocation strategies, and coaching services provided by FinanzWeg.
• "Website" refers to the online platform located at finanzweg.com.
• "Data" refers to any personal or financial information provided by the Client to the Company.

2. Nature of Services

FinanzWeg provides educational and advisory services regarding financial literacy and budget allocation. While we strive to provide accurate and up-to-date information, please note the following:

• Our services are for informational and educational purposes only and do not constitute legally binding financial or investment advice in the strict legal sense unless explicitly agreed upon in a separate written advisory contract.
• We do not guarantee specific results, such as debt reduction amounts or investment returns, as these depend on individual circumstances and market conditions.
• Any recommendations made by FinanzWeg should be considered carefully. We recommend consulting with a certified tax advisor or legal counsel before making significant financial decisions based on our general advice.

3. Client Obligations

To utilize our services effectively, you agree to:

• Provide accurate, current, and complete information regarding your financial situation during the consultation process.
• Maintain the security of your account credentials and notify us immediately of any unauthorized use.
• Cooperate with our advisors and implement the agreed-upon strategies to the best of your ability.
• Pay all fees associated with our services in a timely manner as outlined in your specific service agreement.

4. Fees and Payment

Fees for our services are determined based on the specific package selected by the Client. All fees are quoted in Euro (€) and are exclusive of Value Added Tax (VAT) where applicable.

• Payment is due upon invoicing unless a recurring payment schedule has been established.
• For subscription-based services, charges will occur automatically on a monthly or annual basis depending on the plan selected.
• We reserve the right to change our fees at any time with 30 days' prior notice. Changes will not affect existing subscriptions until the renewal date.
• Failure to pay fees may result in the suspension or termination of services.

5. Data Protection and Privacy

Your privacy is of utmost importance to us. FinanzWeg acts as the data controller for your personal data. We collect and process data in accordance with the General Data Protection Regulation (GDPR) and other applicable data protection laws.

• We collect data necessary to provide our services, including contact details, financial data, and usage logs.
• Your data is stored securely on servers located within the European Union.
• We do not sell your personal data to third parties. Data is only shared with service providers who assist us in operating our business (e.g., IT services) under strict confidentiality agreements.
• You have the right to access, rectify, or erase your personal data at any time. Please direct all data requests to [email protected].
• For a full detailed description of our data practices, please refer to our Privacy Policy.

6. Intellectual Property

All content on the FinanzWeg website, including but not limited to text, graphics, logos, images, software, and data compilations, is the property of FinanzWeg or its content suppliers and is protected by international intellectual property laws.

• You may not reproduce, modify, distribute, or republish any content from this website without express written permission.
• The "FinanzWeg" name and logo are registered trademarks. You are granted a limited, non-exclusive, non-transferable license to use the website for your personal, non-commercial use.

7. Limitation of Liability

To the maximum extent permitted by applicable law, FinanzWeg shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the service.

• Our total liability for claims related to the services shall not exceed the amount you paid to us for the specific service giving rise to the claim.
• We are not responsible for any errors or omissions in the content provided, nor for any actions taken based on that content.

8. Termination

Either you or FinanzWeg may terminate your use of the services at any time.

• Upon termination, you will remain liable for all fees accrued up to the date of termination.
• FinanzWeg reserves the right to suspend or terminate your account immediately if you breach these Terms and Conditions or engage in fraudulent activity.
• Upon termination of a subscription, you will retain access to the service until the end of the current billing period, after which access will be revoked.

9. Indemnification

You agree to indemnify and hold harmless FinanzWeg, its officers, directors, employees, and agents from and against any claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including but not limited to attorney's fees), resulting from or arising out of a) your use and access of the service, by you or any person using your account and password; b) a breach of these terms; or c) Content posted on the service.

10. Governing Law and Jurisdiction

These Terms and Conditions shall be governed by and construed in accordance with the laws of the Federal Republic of Germany, without regard to its conflict of law provisions.

• Any disputes arising under or in connection with these terms shall be subject to the exclusive jurisdiction of the courts of Essen, Germany.

11. Amendments

FinanzWeg reserves the right to amend these Terms and Conditions at any time. We will notify clients of material changes via email or by posting a notice on our website. Your continued use of the services following the posting of changes constitutes your acceptance of such changes.

12. Contact Information

If you have any questions about these Terms and Conditions, please contact us:

FinanzWeg
Berliner Straße 45
45127 Essen
Germany

Email: [email protected]
Phone: +49 211 622 1710